Finance · Town Square Dubai

Getting a Mortgage in Town Square Dubai

Deposit rules, rates and lender criteria for financing a Town Square Dubai property as a resident or non-resident.

Price per sqft

AED 1,150 per sqft

1-bed rent

AED 58,000/yr

Gross yield

8–9%

Short-let occupancy

63%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 897,000 unit in Town Square Dubai that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Town Square Dubai. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Town Square Dubai at a glance

Town Square Dubai is Nshama's family township with the cheapest freehold townhouses in Dubai. Buying sits at AED 1,150 per sqft — roughly AED 897,000 for a standard one-bedroom — while long-term tenants pay about AED 58,000 a year. Hosted as a licensed holiday home, the same unit averages AED 334 a night at 63% occupancy, around AED 76,803 gross. Owners on our managed programme average AED 105,989 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Town Square Dubai property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.