Finance · Dubai Creek Harbour

Getting a Mortgage in Dubai Creek Harbour

Deposit rules, rates and lender criteria for financing a Dubai Creek Harbour property as a resident or non-resident.

Price per sqft

AED 2,150 per sqft

1-bed rent

AED 100,000/yr

Gross yield

6–7%

Short-let occupancy

73%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 1,677,000 unit in Dubai Creek Harbour that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Dubai Creek Harbour. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Dubai Creek Harbour at a glance

Dubai Creek Harbour is Emaar's waterfront masterplan with skyline views across the creek. Buying sits at AED 2,150 per sqft — roughly AED 1,677,000 for a standard one-bedroom — while long-term tenants pay about AED 100,000 a year. Hosted as a licensed holiday home, the same unit averages AED 575 a night at 73% occupancy, around AED 153,209 gross. Owners on our managed programme average AED 211,428 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Dubai Creek Harbour property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.