Finance · Dubai South

Getting a Mortgage in Dubai South

Deposit rules, rates and lender criteria for financing a Dubai South property as a resident or non-resident.

Price per sqft

AED 1,050 per sqft

1-bed rent

AED 55,000/yr

Gross yield

8–9%

Short-let occupancy

64%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 819,000 unit in Dubai South that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Dubai South. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Dubai South at a glance

Dubai South is the Expo City and Al Maktoum Airport growth corridor with the lowest entry prices. Buying sits at AED 1,050 per sqft — roughly AED 819,000 for a standard one-bedroom — while long-term tenants pay about AED 55,000 a year. Hosted as a licensed holiday home, the same unit averages AED 316 a night at 64% occupancy, around AED 73,818 gross. Owners on our managed programme average AED 101,868 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Dubai South property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.