Finance · Dubai Marina

Getting a Mortgage in Dubai Marina

Deposit rules, rates and lender criteria for financing a Dubai Marina property as a resident or non-resident.

Price per sqft

AED 2,400 per sqft

1-bed rent

AED 115,000/yr

Gross yield

7–8%

Short-let occupancy

84%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 1,872,000 unit in Dubai Marina that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Dubai Marina. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Dubai Marina at a glance

Dubai Marina is waterfront high-rise living with the strongest short-let performance in the city. Buying sits at AED 2,400 per sqft — roughly AED 1,872,000 for a standard one-bedroom — while long-term tenants pay about AED 115,000 a year. Hosted as a licensed holiday home, the same unit averages AED 662 a night at 84% occupancy, around AED 202,969 gross. Owners on our managed programme average AED 280,097 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Dubai Marina property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.