Finance · Mohammed Bin Rashid City

Getting a Mortgage in Mohammed Bin Rashid City

Deposit rules, rates and lender criteria for financing a Mohammed Bin Rashid City property as a resident or non-resident.

Price per sqft

AED 2,200 per sqft

1-bed rent

AED 110,000/yr

Gross yield

6–7%

Short-let occupancy

71%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 1,716,000 unit in Mohammed Bin Rashid City that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Mohammed Bin Rashid City. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Mohammed Bin Rashid City at a glance

Mohammed Bin Rashid City is lagoon living beside Downtown with strong handover-to-resale appreciation. Buying sits at AED 2,200 per sqft — roughly AED 1,716,000 for a standard one-bedroom — while long-term tenants pay about AED 110,000 a year. Hosted as a licensed holiday home, the same unit averages AED 633 a night at 71% occupancy, around AED 164,042 gross. Owners on our managed programme average AED 226,378 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Mohammed Bin Rashid City property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.