Finance · Arabian Ranches

Getting a Mortgage in Arabian Ranches

Deposit rules, rates and lender criteria for financing a Arabian Ranches property as a resident or non-resident.

Price per sqft

AED 1,900 per sqft

1-bed rent

AED 200,000/yr

Gross yield

5–6%

Short-let occupancy

62%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 1,482,000 unit in Arabian Ranches that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Arabian Ranches. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Arabian Ranches at a glance

Arabian Ranches is an established villa community for families seeking space and schools. Buying sits at AED 1,900 per sqft — roughly AED 1,482,000 for a standard one-bedroom — while long-term tenants pay about AED 200,000 a year. Hosted as a licensed holiday home, the same unit averages AED 1,151 a night at 62% occupancy, around AED 260,471 gross. Owners on our managed programme average AED 359,450 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Arabian Ranches property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.