Investor Tool

Dubai Off-Plan ROI Calculator

Model rental yield, capital appreciation and total return on any Dubai off-plan property. Adjust the payment plan and hold period to see how leverage changes cash-on-cash returns.

Your inputs

Payment plan (%)

Split the price across down payment, construction and post-handover.

Advanced assumptions

Dubai prime off-plan typically delivers 6–8% gross yields and 5–8% p.a. appreciation. Costs cover service charges, management, tourism dirham and vacancy.

Projected total return

AED 1,236,451

61.8% total ROI over 5y · 103.0% cash-on-cash

Down payment

AED 400,000

During construction

AED 800,000

Post-handover

AED 800,000

Projected exit value

AED 2,676,451

Total net rent

AED 560,000

AED 112,000/yr net

Capital gain

AED 676,451

6.0%/yr

Cash deployed pre-handover

AED 1,200,000

Rental payback on cash

10.7 yrs

Estimates only. Actual returns depend on developer, community, unit, market cycle and RERA/DLD/DET fees. Not investment advice.

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How the calculator works

Total ROI combines net rental income over the hold period and capital appreciation on the full purchase price at Dubai's typical off-plan growth rate.

Cash-on-cash compares total return to the cash you actually deploy before handover — this is where off-plan payment plans dramatically outperform ready-property purchases.

Payback shows roughly how many years of net rent are needed to recover your pre-handover cash outlay.

Want a project-specific model? Book a call with the off-plan desk or browse top developers.