Finance · Jumeirah Village Circle

Getting a Mortgage in Jumeirah Village Circle

Deposit rules, rates and lender criteria for financing a Jumeirah Village Circle property as a resident or non-resident.

Price per sqft

AED 1,250 per sqft

1-bed rent

AED 65,000/yr

Gross yield

8–9%

Short-let occupancy

72%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 975,000 unit in Jumeirah Village Circle that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Jumeirah Village Circle. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Jumeirah Village Circle at a glance

Jumeirah Village Circle is Dubai's best-value freehold community and the top yield play for first-time investors. Buying sits at AED 1,250 per sqft — roughly AED 975,000 for a standard one-bedroom — while long-term tenants pay about AED 65,000 a year. Hosted as a licensed holiday home, the same unit averages AED 374 a night at 72% occupancy, around AED 98,287 gross. Owners on our managed programme average AED 135,636 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Jumeirah Village Circle property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.