Finance · Jumeirah Beach Residence

Getting a Mortgage in Jumeirah Beach Residence

Deposit rules, rates and lender criteria for financing a Jumeirah Beach Residence property as a resident or non-resident.

Price per sqft

AED 2,600 per sqft

1-bed rent

AED 130,000/yr

Gross yield

7–8%

Short-let occupancy

85%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 2,028,000 unit in Jumeirah Beach Residence that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Jumeirah Beach Residence. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Jumeirah Beach Residence at a glance

Jumeirah Beach Residence is beachfront apartments on The Walk with year-round holiday-home demand. Buying sits at AED 2,600 per sqft — roughly AED 2,028,000 for a standard one-bedroom — while long-term tenants pay about AED 130,000 a year. Hosted as a licensed holiday home, the same unit averages AED 748 a night at 85% occupancy, around AED 232,067 gross. Owners on our managed programme average AED 320,252 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Jumeirah Beach Residence property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.