Deposit and rates
Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 2,652,000 unit in Bluewaters Island that means a deposit from roughly a fifth of the price plus costs.
Pre-approval first
Get pre-approval before viewing in Bluewaters Island. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.
Bluewaters Island at a glance
Bluewaters Island is an island of sea-view residences wrapped around Ain Dubai. Buying sits at AED 3,400 per sqft — roughly AED 2,652,000 for a standard one-bedroom — while long-term tenants pay about AED 175,000 a year. Hosted as a licensed holiday home, the same unit averages AED 1,007 a night at 87% occupancy, around AED 319,773 gross. Owners on our managed programme average AED 441,287 — a 38% uplift.
