Deposit and rates
Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 2,418,000 unit in Downtown Dubai that means a deposit from roughly a fifth of the price plus costs.
Pre-approval first
Get pre-approval before viewing in Downtown Dubai. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.
Downtown Dubai at a glance
Downtown Dubai is the Burj Khalifa and Dubai Mall district with the highest tourist footfall in the UAE. Buying sits at AED 3,100 per sqft — roughly AED 2,418,000 for a standard one-bedroom — while long-term tenants pay about AED 140,000 a year. Hosted as a licensed holiday home, the same unit averages AED 805 a night at 82% occupancy, around AED 240,937 gross. Owners on our managed programme average AED 332,492 — a 38% uplift.
