Finance · Arjan

Getting a Mortgage in Arjan

Deposit rules, rates and lender criteria for financing a Arjan property as a resident or non-resident.

Price per sqft

AED 1,200 per sqft

1-bed rent

AED 62,000/yr

Gross yield

8–9%

Short-let occupancy

68%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 936,000 unit in Arjan that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Arjan. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Arjan at a glance

Arjan is an affordable Dubailand pocket next to Miracle Garden with fast-rising rents. Buying sits at AED 1,200 per sqft — roughly AED 936,000 for a standard one-bedroom — while long-term tenants pay about AED 62,000 a year. Hosted as a licensed holiday home, the same unit averages AED 357 a night at 68% occupancy, around AED 88,607 gross. Owners on our managed programme average AED 122,278 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Arjan property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.