Finance · Al Furjan

Getting a Mortgage in Al Furjan

Deposit rules, rates and lender criteria for financing a Al Furjan property as a resident or non-resident.

Price per sqft

AED 1,400 per sqft

1-bed rent

AED 78,000/yr

Gross yield

7–8%

Short-let occupancy

69%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 1,092,000 unit in Al Furjan that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Al Furjan. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Al Furjan at a glance

Al Furjan is a metro-connected Nakheel community between Marina and Expo City. Buying sits at AED 1,400 per sqft — roughly AED 1,092,000 for a standard one-bedroom — while long-term tenants pay about AED 78,000 a year. Hosted as a licensed holiday home, the same unit averages AED 449 a night at 69% occupancy, around AED 113,081 gross. Owners on our managed programme average AED 156,051 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Al Furjan property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.