Finance · Emaar Beachfront

Getting a Mortgage in Emaar Beachfront

Deposit rules, rates and lender criteria for financing a Emaar Beachfront property as a resident or non-resident.

Price per sqft

AED 3,300 per sqft

1-bed rent

AED 165,000/yr

Gross yield

6–7%

Short-let occupancy

85%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 2,574,000 unit in Emaar Beachfront that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Emaar Beachfront. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Emaar Beachfront at a glance

Emaar Beachfront is a gated island of sea-view towers between Marina and Palm Jumeirah. Buying sits at AED 3,300 per sqft — roughly AED 2,574,000 for a standard one-bedroom — while long-term tenants pay about AED 165,000 a year. Hosted as a licensed holiday home, the same unit averages AED 949 a night at 85% occupancy, around AED 294,427 gross. Owners on our managed programme average AED 406,310 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Emaar Beachfront property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.