Finance · Barsha Heights

Getting a Mortgage in Barsha Heights

Deposit rules, rates and lender criteria for financing a Barsha Heights property as a resident or non-resident.

Price per sqft

AED 1,300 per sqft

1-bed rent

AED 70,000/yr

Gross yield

8–9%

Short-let occupancy

70%

Deposit and rates

Expat residents put down 20% on properties under AED 5M, non-residents typically 40–50%. Fixed rates in 2026 sit in the 3.9–4.9% range for 1–5 year terms. On a AED 1,014,000 unit in Barsha Heights that means a deposit from roughly a fifth of the price plus costs.

Pre-approval first

Get pre-approval before viewing in Barsha Heights. It takes 3–5 days, is valid 60–90 days, and gives you the leverage to close quickly on the units that actually move.

Barsha Heights at a glance

Barsha Heights is a central Tecom district popular with corporate tenants and long-stay guests. Buying sits at AED 1,300 per sqft — roughly AED 1,014,000 for a standard one-bedroom — while long-term tenants pay about AED 70,000 a year. Hosted as a licensed holiday home, the same unit averages AED 403 a night at 70% occupancy, around AED 102,967 gross. Owners on our managed programme average AED 142,094 — a 38% uplift.

Frequently asked questions

Can non-residents get a mortgage for Barsha Heights property?

Yes — a smaller pool of banks lend to non-residents, usually at 40–50% down and slightly higher rates.

What is the maximum mortgage term?

25 years, up to age 65 for salaried buyers and 70 for self-employed.