Costs · Dubai Silicon Oasis

Property Insurance in Dubai Silicon Oasis

What landlords in Dubai Silicon Oasis should insure and what it costs.

Price per sqft

AED 1,000 per sqft

1-bed rent

AED 55,000/yr

Gross yield

8–9%

Short-let occupancy

60%

What to cover

Building cover usually sits with the owners' association. Owners should hold contents and landlord liability — roughly AED 800–2,500 a year for an apartment in Dubai Silicon Oasis, more for a furnished short-let unit.

Short-let specifics

Holiday-home operation needs a policy that explicitly covers paying guests. Standard home policies exclude it, and platform guarantees are not insurance.

Dubai Silicon Oasis at a glance

Dubai Silicon Oasis is a tech free-zone community offering the lowest cost per square foot in mainland Dubai. Buying sits at AED 1,000 per sqft — roughly AED 780,000 for a standard one-bedroom — while long-term tenants pay about AED 55,000 a year. Hosted as a licensed holiday home, the same unit averages AED 316 a night at 60% occupancy, around AED 69,204 gross. Owners on our managed programme average AED 95,502 — a 38% uplift.

Frequently asked questions

Is insurance mandatory in Dubai?

Not for owners, but mortgage lenders require life and property cover.

Does Airbnb cover damage?

AirCover helps but is not a substitute for a landlord policy covering short-term letting.