What to cover
Building cover usually sits with the owners' association. Owners should hold contents and landlord liability — roughly AED 800–2,500 a year for an apartment in DIFC, more for a furnished short-let unit.
Short-let specifics
Holiday-home operation needs a policy that explicitly covers paying guests. Standard home policies exclude it, and platform guarantees are not insurance.
DIFC at a glance
DIFC is the financial free zone where corporate tenants and business travellers pay a premium. Buying sits at AED 2,900 per sqft — roughly AED 2,262,000 for a standard one-bedroom — while long-term tenants pay about AED 145,000 a year. Hosted as a licensed holiday home, the same unit averages AED 834 a night at 79% occupancy, around AED 240,484 gross. Owners on our managed programme average AED 331,868 — a 38% uplift.
