What to cover
Building cover usually sits with the owners' association. Owners should hold contents and landlord liability — roughly AED 800–2,500 a year for an apartment in Palm Jumeirah, more for a furnished short-let unit.
Short-let specifics
Holiday-home operation needs a policy that explicitly covers paying guests. Standard home policies exclude it, and platform guarantees are not insurance.
Palm Jumeirah at a glance
Palm Jumeirah is Dubai's ultra-prime beachfront address of branded residences and signature villas. Buying sits at AED 3,800 per sqft — roughly AED 2,964,000 for a standard one-bedroom — while long-term tenants pay about AED 190,000 a year. Hosted as a licensed holiday home, the same unit averages AED 1,093 a night at 86% occupancy, around AED 343,093 gross. Owners on our managed programme average AED 473,468 — a 38% uplift.
