What to cover
Building cover usually sits with the owners' association. Owners should hold contents and landlord liability — roughly AED 800–2,500 a year for an apartment in Dubai Hills Estate, more for a furnished short-let unit.
Short-let specifics
Holiday-home operation needs a policy that explicitly covers paying guests. Standard home policies exclude it, and platform guarantees are not insurance.
Dubai Hills Estate at a glance
Dubai Hills Estate is a golf-course master community built for families and long-term tenants. Buying sits at AED 2,000 per sqft — roughly AED 1,560,000 for a standard one-bedroom — while long-term tenants pay about AED 105,000 a year. Hosted as a licensed holiday home, the same unit averages AED 604 a night at 70% occupancy, around AED 154,322 gross. Owners on our managed programme average AED 212,964 — a 38% uplift.
