What to cover
Building cover usually sits with the owners' association. Owners should hold contents and landlord liability — roughly AED 800–2,500 a year for an apartment in Jumeirah, more for a furnished short-let unit.
Short-let specifics
Holiday-home operation needs a policy that explicitly covers paying guests. Standard home policies exclude it, and platform guarantees are not insurance.
Jumeirah at a glance
Jumeirah is low-rise beachside villas and boutique apartments in old-money Dubai. Buying sits at AED 2,700 per sqft — roughly AED 2,106,000 for a standard one-bedroom — while long-term tenants pay about AED 150,000 a year. Hosted as a licensed holiday home, the same unit averages AED 863 a night at 74% occupancy, around AED 233,096 gross. Owners on our managed programme average AED 321,673 — a 38% uplift.
